Resources - The Mother and Daughter Realty Team

Resources & Links

Useful Links & Resources

Housing Trend eNewsletter(click)

Fannie Mae Area Median Income for HUDs Emergency Home Loan Program:
www.efanniemae.com/sf/refmaterials/hudmedinc/
Mortgage Modification Resources
Making Home Affordable Program
https://www.hmpadmin.com/portal/docs/hafa/sd0909r.pdf
http://www.makinghomeaffordable.gov/get-assistance/contact-mortgage/Pages/default.aspx
The Home Affordable Refinance Program
www.MakingHomeAffordable.gov
HOPE NOW
www.HopeNow.com
Keep your Home
keepyourhome.com (Freddie Mac)
Fannie Mae Loan Lookup
http://loanlookup.fanniemae.com/loanlookup/
Freddie Mac Loan Lookup
https://ww3.freddiemac.com/corporate
The Homeowners Assistance Program [HAP] is offered by the Department of Defense (DOD)
The American Recovery and Reinvestment Act of 2009 (ARRA) is designed to assist service members and DOD employees

Help with your Request for Loan Modification:
HUD Approved Housing Counseling Agencies in Stockton: NID Housing Counseling and NeighborWorks (search in the yellow pages or go to www.Hopenow.com)

How to Recognize a Mortgage Scam
You might be a victim of a scam if:
•You are told you will get a federal incentive to walk away from your mortgage
•You are asked to pay upfront for counseling
•You are pressured to sign papers immediately
•You are asked to sign your house over to a company or person who is not working with your mortgage company
•You are asked to make a mortgage payment to someone other than your mortgage company without their approval
•You are guaranteed a successful short sale or mortgage modification
•They claim to be a representative of the federal government

If you believe that you are a victim of a scam, you should contact the Federal Trade Commission (FTC) at 1-877-FTC-HELP (1-877-382-4357) or visit their Complaint Assistant https://www.ftccomplaintassistant.gov

209-910-3706
Email: motheranddaughterrealtyteam@gmail.com

<h2>
	Resources & Links</h2>
<ul>
	<li>
		Useful Links & Resources 
		 
		 
		Housing Trend eNewsletter(click) 
		 
		Fannie Mae Area Median Income for HUDs Emergency Home Loan Program: 
		www.efanniemae.com/sf/refmaterials/hudmedinc/
		
			Mortgage Modification Resources 
			Making Home Affordable Program 
			https://www.hmpadmin.com/portal/docs/hafa/sd0909r.pdf 
			http://www.makinghomeaffordable.gov/get-assistance/contact-mortgage/Pages/default.aspx 
			The Home Affordable Refinance Program 
			www.MakingHomeAffordable.gov
		HOPE NOW 
		www.HopeNow.com 
		Keep your Home 
		keepyourhome.com   (Freddie Mac)
		
			Fannie Mae Loan Lookup 
			http://loanlookup.fanniemae.com/loanlookup/
		Freddie Mac Loan Lookup 
		https://ww3.freddiemac.com/corporate 
		The Homeowners Assistance Program [HAP] is offered by the Department of Defense (DOD) 
		The American Recovery and Reinvestment Act of 2009 (ARRA) is designed to assist service members and DOD employees 
		 
		 
		Help with your Request for Loan Modification: 
		HUD Approved Housing Counseling Agencies in Stockton:  NID Housing Counseling and NeighborWorks (search in the yellow pages or go to www.Hopenow.com) 
		 
		How to Recognize a Mortgage Scam 
		You might be a victim of a scam if: 
		•You are told you will get a federal incentive to walk away from your mortgage 
		•You are asked to pay upfront for counseling 
		•You are pressured to sign papers immediately 
		•You are asked to sign your house over to a company or person who is not working with your mortgage company 
		•You are asked to make a mortgage payment to someone other than your mortgage company without their approval 
		•You are guaranteed a successful short sale or mortgage modification 
		•They claim to be a representative of the federal government 
		 
		If you believe that you are a victim of a scam, you should contact the Federal Trade Commission (FTC) at 1-877-FTC-HELP (1-877-382-4357) or visit their Complaint Assistant https://www.ftccomplaintassistant.gov</li>
</ul>

	 
	 
	 
	 209-910-3706 
	Email: motheranddaughterrealtyteam@gmail.com

Forms that Bank of America requires:

As an added convenience, electronic signatures are now acceptable on some of these documents if they meet the guidelines outlined in theelectronic signatures reference guide.

Forms that Bank of America requires:

	 
 
<div>
	<ul>
		<li style="color: rgb(0, 0, 0); font-family: Arial; font-size: 13px;">
			<a href="http://click.mail.realestateagent.bankofamerica.com/?qs=5b817ab80788f64fb084eca3de50ca20284617f8f6441f04d14c24c217f0bec3" style="color: blue; cursor: pointer;" target="_blank">Signed Purchase Contract - with Bank of America Buyer's Acknowledgement and Disclosure Form</a></li>
		<li style="color: rgb(0, 0, 0); font-family: Arial; font-size: 13px;">
			<a href="http://click.mail.realestateagent.bankofamerica.com/?qs=643fccd967e8a057155e477a28638864d4857e2feef684c4fcd66506f56cab2c" style="color: blue; cursor: pointer;" target="_blank">Bank of America Short Sale Purchase Contract Addendum & Real Estate Licensee Certification</a></li>
		<li style="color: rgb(0, 0, 0); font-family: Arial; font-size: 13px;">
			<a href="http://click.mail.realestateagent.bankofamerica.com/?qs=be8980eab9208c2c214681b3182d5082b7fbe6bb812ecd4de8e0cc33f36467a3" style="color: blue; cursor: pointer;" target="_blank">Estimated HUD-1</a> (prorated for 60 days)</li>
		<li style="color: rgb(0, 0, 0); font-family: Arial; font-size: 13px;">
			<a href="http://click.mail.realestateagent.bankofamerica.com/?qs=28fbd07c4739811767c583bd482d95f6909200a27eac63bcbb6fb78905b7450e" style="color: blue; cursor: pointer;" target="_blank">IRS Form 4506-T</a></li>
		<li style="color: rgb(0, 0, 0); font-family: Arial; font-size: 13px;">
			<a href="http://click.mail.realestateagent.bankofamerica.com/?qs=cdfa6996533e404018a4beb0624210c79ea065b8d0677725dcd05b17fe07524a" style="color: blue; cursor: pointer;" target="_blank">Bank of America Third-Party Authorization Form</a></li>
	</ul>
	
		As an added convenience, electronic signatures are now acceptable on some of these documents if they meet the guidelines outlined in the<a href="http://click.mail.realestateagent.bankofamerica.com/?qs=8f0931bb20ed95bb137a77d3e491458b4ba4fbe7677a744e5b2e9d95ee5e4416" style="color: blue; cursor: pointer; font-family: Arial, sans-serif; font-size: small;" target="_blank">electronic signatures reference guide</a>.
</div>

The Mother and Daughter Realty Team

BMC Real Estate
209-910-3706
702-658-6158 (F)
motheranddaughterrealtyteam@gmail.com

Our Main Website: www.motheranddaughterrealtyteam.net

Our Team

We are the Mother and Daughter Realty Team at BMC Real Estate. We are committed to working together effectively. Rosemary Brooks and D’Adrea Davie are excited to be amongst a group of distinguished Real Estate Professionals who are all apart of the most sophisticated and technologically advanced marketing firm in the Real Estate industry.

As a pair, Rosemary Brooks and D’Adrea Davie consistently approach every transaction as though they are the clients. We understand that whether it is a sell, or purchase for a residential property, it is an emotional and potentially stressful situation. The Mother and Daughter Realty Team are committed to alleviating the pressure from our clients through efficient communication and excellent customer relations.

We pride the service our team gives to our clients. We put our clients needs as priority in the home selling and buying process -- from beginning to close!

Mission Statement:
Our business is people, our product is servicing your real estate needs, our tools are communication, information, dedication and compassion for your situation. With skill, care and knowledge we match buyer and seller and take the extra steps to ensure our clients receive the utmost care.
Specializing in Short Sales & Bank Owned properties

CONTACT US!
Email: Motheranddaughterrealtyteam@gmail.com
Visit our main website: www.motheranddaughterrealtyteam.net

We are the Mother and Daughter Realty Team at BMC Real Estate. We are committed to working together effectively. Rosemary Brooks and D’Adrea Davie are excited to be amongst a group of distinguished Real Estate Professionals who are all apart of the most sophisticated and technologically advanced marketing firm in the Real Estate industry. 
	 

	As a pair, Rosemary Brooks and D’Adrea Davie consistently approach every transaction as though they are the clients. We understand that whether it is a sell, or purchase for a residential property, it is an emotional and potentially stressful situation. The Mother and Daughter Realty Team are committed to alleviating the pressure from our clients through efficient communication and excellent customer relations. 
	 
	We pride the service our team gives to our clients. We put our clients needs as priority in the home selling and buying process -- from beginning to close!

	Mission Statement: 
	Our business is people, our product is servicing your real estate needs, our tools are communication, information, dedication and compassion for your situation. With skill, care and knowledge we match buyer and seller and take the extra steps to ensure our clients receive the utmost care. 
	Specializing in Short Sales & Bank Owned properties 
	 
	CONTACT US! 
	Email: Motheranddaughterrealtyteam@gmail.com 
	Visit our main website: www.motheranddaughterrealtyteam.net